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Spectrum Home Loan

2.625% Rate

No Points

No Closing Costs

No Hassles

Call 401-729-5170

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Visa® Platinum Card

Zero is the best rate! PCU Platinum Visa

0% Intro APR


20 Billing Cycles

on purchases and balance transfers

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ATM Access

PCU provides surcharge-free access to 70 ATMs throughout RI.

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Mobile Banking

Secure online banking with advanced technology to provide you with the service you want.

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Mortgage Loans

Low rate mortgages for experienced and first-time home buyers, with no closing costs.

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Commercial Loans

Access to capital to help your business grow.

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The Smarter Way to  Bank

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Bank Anywhere

Enjoy secure instant-access to your accounts anytime, from anywhere.

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Refi Specials

Refinance your mortgage and save thousands, or pay off your mortgage fast and retire debt free!

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First-time Home Buyers

Becoming a homeowner for the first time can be an exciting adventure. Our First Time Homebuyer programs can help make your dream of homeownership a reality.

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Home Equity Loans

Remodel or renovate your home, consolidate debt, or pay education expenses with home equity rates as low as 1.99%

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Community Investment

In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.

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