Existing Pawtucket Credit Union Spectrum Home Loans are not eligible for this promotion. 2.900% APR available for qualifying properties, first lien position equity, with a loan-to-value (LTV) of 80% or less, and a maximum repayment period of 144 months. A minimum credit score of 675 is required for all borrowers. Advertised APR is lowest available as of 3/9/2020. Other rates and terms available. Property insurance (and flood insurance if applicable) required. Rate subject to change without notice. Account subject to individual approval. 1-4 family owner-occupied primary residence properties only. Repayment example: $8.24 per $1,000 borrowed, based on 2.900% APR, 144 monthly payments. Equal Housing Lender.
To protect the safety and wellbeing of both members and staff, our branch lobbies will be closed to the general public until further notice.
Branch appointments are available on a limited basis and can be made for the following transactions: safe deposit box access, loan applications, loan closings, IRA transactions, wire transfers, and complex business account transactions.
All other “in-person” business will be handled through our drive-ups. To ease this transition, we‘ve extended both our lobby appointment and drive-up hours.
To make an appointment, please contact your preferred branch at their direct phone number available on pcu.org.
For all non-appointment inquiries or to speak with a member service representative, please call our main number at 401-722-2212 and select option 7, #2.
Click here for a listing of all locations, phone numbers and hours.