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Savings Accounts
Overview 24 Hour Tellerphone ATM Access VISA Check Card Check Re-order Service Fees
25,000 Surcharge Free ATMs – All Pawtucket Credit Union checking accounts offer surcharge-free ATM access at CO-OP Network, SumSM Program and RI Credit Union Connection ATMs throughout the U.S.
Features/Benefits Simple Spectrum Debit Card Direct Plus
Open Online Open Now Open Now Open Now Open Now
Interest-Bearing No No Yes Yes
Free Unlimited Check Writing Yes Yes Yes Yes
Free Checks Free first order of basic checks Free first order of PCU design checks and 1 order per year thereafter Free first order of PCU design checks and 1 order per year thereafter Free first order of PCU design checks and 1 order per year thereafter
Minimum Balance None $1,000 average daily balance in checking or $5,000 average daily balance in any combination of PCU deposit, loan and/or mortgage accounts None None
Free ATM/Debit Card Yes Yes Yes Yes
Free Foreign ATMs1 None 10/month Unlimited Unlimited
Point Of Sale Transactions Unlimited Unlimited Unlimited: minimum of 12 non-ATM debit card transactions/ month required Unlimited
e-Statement Optional Optional Required Optional
Free Online Banking & BillPay Yes Yes Yes Yes
Free Travelers Checks Yes Yes Yes Yes
Monthly Service Charge $4.95 None, or $12 if minimum balance not maintained None, or $10 if 12
non-ATM debit card transactions/ month not posted
None, or $10 if
direct deposit not maintained
Direct Deposit Required No No No Yes
$25 to open. 1: No foreign transaction fees from Pawtucket Credit Union. ATM owners may impose a fee.


Product Specials
 
ncua Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States Government. National
Credit Union Administration, a U.S. Government Agency.
© 2012 Pawtucket Credit Union, 1200 Central Avenue, Pawtucket, Rhode Island 02861
Pawtucket Credit Union is an Affirmative Action / Equal Opportunity Employer.
401-722-2212 or 800-298-2212 equal housing logoEqual Housing Lender. Equal Opportunity Lender.