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Home Equity
Overview 24 Hr TellerPhone Loan Calculator

Refinancing. Travel. Home Improvements. A College Education.

When it comes to funding life's big-ticket items, our Home Equity Loans and Lines Of Credit make perfect financial sense. Better yet, depending on their ultimate use, the interest paid may be tax deductible (consult a tax advisor).

Equity Loans

Variety of terms available:

  • Available in fixed and adjustable rates
  • Loan amounts up to $250,000


Apply NOW!

Rates and Terms


Equity Lines Of Credit

Our lines of credit unlock the true value of your home more affordably than ever. Variety of terms available:

  • Promotional rate for 12 monthly billing cycles*
  • Write your own loan anytime for any reason
  • Credit lines up to $250,000


Apply NOW!

Rates and Terms

*Advertised Introductory 1.99% Annual Percentage Rate (APR) is the lowest available and is fixed for the first 12 months. Offer applicable for applicants with a credit score of 700 or higher. After initial 12 monthly billing cycles, rate becomes variable based on Prime, with a floor of 4.00% (4.00% APR as of 3/21/17). Interest rate and line amount determined by individual creditworthiness and loan-to-value ratio. Account subject to individual approval. 1-4 family, owner-occupied, primary residence properties only. Property insurance (and flood insurance if applicable) required. Rate subject to change without notice. APR will not exceed 21% or fall below 4.00%. No annual fee for first year, then $50 per year. Existing PCU home equity lines/loans are not eligible for refinance with this promotion. Equal Housing Lender.
Product Specials
ncua Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States Government. National
Credit Union Administration, a U.S. Government Agency.
© 2012 Pawtucket Credit Union, 1200 Central Avenue, Pawtucket, Rhode Island 02861
Pawtucket Credit Union is an Affirmative Action / Equal Opportunity Employer.
401-722-2212 or 800-298-2212 equal housing logoEqual Housing Lender. Equal Opportunity Lender.