There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide some of those decisions.

Refinance Calculator

Enter specifics about your current mortgage, current appraised value, new loan term, rate and closing costs. The calculator will determine how much interest refinancing may save you and if you should refinance your mortgage.

Rent vs. Buy

Should you rent or buy your home? In addition to the monthly mortgage payment, this calculator takes into account fees, taxes, and other monthly payments to help you make an informed decision between these two options.

Mortgage Refinance Expense Breakeven Calculator

How long will it take to recoup my expenses if I refinance my mortgage? This calculator accounts for a multitude of factors including current interest rate, potential new rate, closing costs, and how long you plan to stay in your home to help determine if refinancing is a sound financial decision.

Mortgage Points Calculator

Should you buy (pay) points? Use the mortgage points calculator to see how buying points can reduce your interest rate, which in turn reduces your monthly payment, but note that each point will cost you 1% of your mortgage balance.

Mortgage Qualifier Calculator

The first step in buying a house is determining your budget. You can calculate your mortgage qualification based on income, purchase price or total monthly payment.

Early Payoff Calculator

See how much time and interest can you save by increasing your monthly payment.

Monthly Payment Calculator

Calculate your monthly mortgage payment including property taxes and insurance, as well as the annual income required to cover all of your monthly debt payments.

15 vs. 30 Year Mortgage

Determining which mortgage term is right for you can be a challenge. With a shorter 15 year mortgage, you will pay significantly less interest than a 30 year mortgage – but only if you can afford the higher monthly payment. Use this calculator for a comparison of a 15 vs. 30 year mortgage.