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Special Promotions
Quick Pay Mortgage

Advertised Annual Percentage Rates (APR) with 0 points as of 4/1/16 and available for qualifying properties with a loan-to-value ratio (LTV) of 80% or less. A minimum credit score of 675 is required for all borrowers. Maximum loan amount for these rates is $1,500,000. Other rates and terms available. Property insurance (and flood insurance if applicable) required. Account subject to individual approval. Rates and APRs subject to change without notice. 1-2 family owner-occupied properties only. Second homes and condos ok, subject to eligibility. Repayment examples: 7 years - $13.10 per $1,000 borrowed for 84 months; 10 years - $9.54 per $1,000 borrowed for 120 months; 15 years - $6.83 per $1,000 borrowed for 180 months; 20 years - $5.80 per $1,000 borrowed for 240 months. Repayment examples do not include amounts for taxes and insurance premiums. Equal Housing Lender.

 

 

Spectrum Home Loan

Existing Pawtucket Credit Union Spectrum Home Loans are not eligible for this promotion. 2.875% APR available for qualifying properties, first lien position equity, with a loan-to-value (LTV) of 80% or less, and a maximum repayment period of 144 months. A minimum credit score of 675 is required for all borrowers. Advertised APR is lowest available (as of 4/1/16). Other rates and terms available. Property insurance (and flood insurance if applicable) required. Rate subject to change without notice. Account subject to individual approval. 1-4 family owner-occupied primary residence properties only. Repayment example: $8.22 per $1,000 borrowed, based on 2.875% APR, 144 monthly payments. Equal Housing Lender.

 

 

Home Equity Lines Of Credit

Advertised Introductory 0.99% Annual Percentage Rate (APR) is the lowest available and is fixed for the first 12 months. Offer applicable for applicants with a credit score of 700 or higher. After initial 12 monthly billing cycles, rate becomes variable based on Prime, with a floor of 3.75% (3.75% APR as of 4/1/16). Interest rate and line amount determined by individual creditworthiness and loan-to-value ratio. Account subject to individual approval. 1-4 family, owner-occupied, primary residence properties only. Property insurance (and flood insurance if applicable) required. Rate subject to change without notice. APR will not exceed 21% or fall below 3.75%. No annual fee for first year, then $50 per year. Existing PCU home equity lines/loans are not eligible for refinance with this promotion. Equal Housing Lender.

 

 

 

 
 
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Credit Union Administration, a U.S. Government Agency.
© 2012 Pawtucket Credit Union, 1200 Central Avenue, Pawtucket, Rhode Island 02861
Pawtucket Credit Union is an Affirmative Action / Equal Opportunity Employer.
401-722-2212 or 800-298-2212 equal housing logoEqual Housing Lender. Equal Opportunity Lender.