Becoming a homeowner for the first time can be an exciting adventure. The following information will provide you with the tools and knowledge to navigate the process. Click on the section headers below for FAQs.

First Time Homebuyers

4.00% rate     4.417% APR

30 Year Fixed Rate

100% Financing

Other products and rates available

Call 401-729-4060 for more information

Loan Programs, Rates & Fees

When it comes to home financing, there are many different features to consider. How do you find the loan that’s best for you? Here’s some information to help.


Application Process

Applying for a mortgage can be intimidating. You’re asked specific details about your income, assets, and debts. Learn how that information is used when applying for a mortgage.


Your Property

When you buy or refinance a home, the property is used as collateral for the loan. Here’s what the lender is looking for and why.


Closing Process

When your loan is approved and your closing date has been set, here’s what to expect at closing and what happens afterwards.


Calculators

There are many financial decisions involved in purchasing a home. The calculators we provide here can help you with some of those decisions.


Glossary

There are a lot of unfamiliar terms that get tossed around during the mortgage process. Don’t worry, we’ve put together this glossary to help you get a better grasp of any terms that may be less than clear.

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