Becoming a homeowner for the first time can be an exciting adventure. The following information will provide you with the tools and knowledge to navigate the process. Click on the section headers below for FAQs.
First Time Homebuyers
- ✔ 100% Financing
- ✔ Loans Up To $510,400
- ✔ 30 Year Fixed Rate
- ✔ Simple Alternative To FHA/VA & Housing Programs
All borrowers must be a first time homebuyer to qualify. Minimum credit score of 700 required for all borrowers. Maximum loan amount $510,400. Mortgage insurance (PMI), property insurance (and flood insurance if applicable) required. Account subject to individual approval. Rate and APR subject to change without notice. Single family, owner-occupied properties only. PCU’s regular terms and conditions apply. Equal Housing Lender. 
FHA Loans
- ✔ 30 Year Fixed Rate
- ✔ Low Down Payments
- ✔ Flexible Guidelines
For today’s rates & program details
Call 401-729-4060Equal Housing Lender.