Equity Line Of Credit

Term Rate
15 Year Draw Period 1.99% APR† introductory rate for first 16 months then variable APR equal to Prime Rate, with a minimum APR of 3.75% (3.75% APR as of 10/20/2021)

Spectrum Home Loan

Term Rate
12 yrs 2.625% APR**
17 yrs 2.875% APR**

Equity Loans

Term Rate
5 yrs 3.500% APR*
10 yrs 3.750% APR*
15 yrs 3.990% APR*
20 yrs 4.250% APR*