Product Term Rate
Personal/Consolidation Loans 48 months 12.99% APR†
Personal Line Of Credit Revolving Variable APR equal to Prime Rate + 4.00%* (7.25% APR as of 1/8/2021)
CD Secured Loans To CD Maturity CD Savings Account Rate +3.00%
Overdraft Protection Revolving Variable APR equal to Prime Rate +6.00% (9.25% APR as of 1/8/2021)
Share Secured Loans 24 months Secured Savings Account Rate +3.00%

Rates are subject to change without notice. Interest rate will be determined by individual creditworthiness.

†Advertised APRs are the lowest available.

*Variable APR will be based on Prime Rate as published in the Wall Street Journal +3% if $7,500 or more is advanced at closing. Maximum loan amount: $25,000.

Repayment Examples

  • For personal loans: At 12.99% APR, 48 monthly payments of $26.83 per $1,000 borrowed.